Chocolate Finance, the innovative platform helping customers make their spare cash work harder, today announced their partnership with HeyMax, Singapore’s leading travel rewards and personal finance platform, to make everyday spending more rewarding.
Launching 11 February 2025, Chocolate Finance Visa debit cardholders can earn Max Miles on all eligible purchases, ensuring that every transaction contributes to travel rewards. This makes Chocolate users the first in Singapore to enjoy miles rewards with a Visa debit card.
Cardholders will earn:
- 2 Max Miles per S$1 spent on eligible purchases, up to S$1,000 per month
- 0.4 Max Miles per S$1 spent beyond the first S$1,000
How it works:
- Link your Chocolate card on the HeyMax app in just a few taps.
- Start earning automatically. Once linked, cardholders will earn 2 Max Miles per S$1 spent on eligible purchases for the first S$1,000 per month, and 0.4 Max Miles per S$1 spent thereafter.
- Track your rewards easily. Max Miles earned are automatically reflected in the HeyMax app, allowing users to monitor their balance in real time.
- Redeem for flights, hotel stays, and other travel rewards on the HeyMax app.
Walter de Oude, CEO and Co-Founder of Chocolate Finance shared: “We love building cool stuff that makes people happy about their money, which now includes spending with your Chocolate card. This partnership with HeyMax is our first rewards partner which makes us the first Visa debit card in Singapore to earn miles. That’s pretty cool. At Chocolate Finance, we are always looking for ways to Make Life Richer and give our users great returns on their cash, and HeyMax is helping us make our products even better!”
With HeyMax, everyday spending can bring customers closer to their next trip. A Chocolate Finance Visa Debit Card user who spends S$1,000 per month on everyday purchases such as dining at hawker centres, shopping at Lazada, and SMRT transport earns 2,000 Max Miles through HeyMax. Over six months, that adds up to 12,000 Max Miles—enough for a short-haul flight to popular destinations like Bali or Bangkok. Even after hitting the S$1,000 cap, customers continue earning 0.4 Max Miles per S$1, ensuring every transaction contributes to future travel.
Cardholders also earn Max Miles on essential expenses like insurance, school fees, charity donations, and utility bills, categories rarely rewarded by debit cards. This seamlessly integrates miles into daily financial habits, turning routine payments into travel rewards.
Additionally, for cardholders looking to earn more, HeyMax and Chocolate Finance are offering users a limited-time bonus miles promotion. From 11 February 2025 until 28 February 2025, or until 1 million Max Miles have been awarded, Chocolate cardholders can earn up to 5 Max Miles per S$1 on SMRT travel. This promotion provides an added boost to users looking to maximise their everyday spending and get closer to their next trip faster.
Joe Lu, CEO and Co-Founder of HeyMax, said “At HeyMax, we are transforming everyday spending into extraordinary and memorable travel experiences, making it effortless for customers to earn and redeem rewards. Companies are increasingly leveraging the traveler economy to drive engagement, and our partnership with Chocolate Finance reflects this shift. The Chocolate card with Max Miles brings our shared vision to life, turning everyday purchases into meaningful travel opportunities.”
The partnership reflects Chocolate Finance’s ongoing commitment to innovation and customer centricity. With strong, steady growth in assets under management, over 60,000 customers across Singapore and over 1,000, 5 star reviews, the company continues to introduce bold initiatives that empower financial well-being and make life richer.
Sign up for a Chocolate card here.
